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Finance / Credit Integrations

Overview

Finance and credit integrations support online credit applications and financing-related lead flows.

Marketplace supports both:

  • Built-in finance application flows
  • External finance portals routed per location

This lets you keep a consistent site experience while still routing shoppers to the tools your dealership uses.

Built-in finance application

When finance is enabled, Marketplace can provide an internal credit application flow that captures shopper information and routes the lead appropriately.

Some dealerships also use a secure submission integration when supported.

External finance portals (per location)

A location can be configured with an external finance application URL.

When an external URL is present:

  • Financing CTAs route directly to your external portal.

When an external URL is not present:

  • Financing CTAs can fall back to the built-in Marketplace finance flow.

This makes it possible for a dealer group to have different finance routing across locations.

What you should prepare

To configure finance integration, you typically provide:

  • Whether you want internal forms, external portals, or a mix
  • Finance portal URLs for each location that should route externally
  • Any provider requirements or secure submission details

What to review after setup

After finance is enabled, review:

  • Financing CTAs on VDPs and location pages
  • The credit application flow end-to-end
  • Confirmation and lead routing
  • Mobile behavior